GST Rate Shake-Up Incoming: 12% Slab Could Disappear, ACs, Tractors & Insurance May Get Cheaper.

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Jane Street has deposited $567 million into escrow, complying with SEBI’s directive after being barred for alleged manipulation of Bank Nifty options. SEBI accuses the firm of a “sinister scheme” targeting retail traders; Jane Street maintains it was standard arbitrage. This high-stakes move signals the firm’s push to re-enter India’s booming derivatives market.

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Today’s Market Menu

▪️ Impact News

▪️ Markets

▪️ Everything else you need to know today

▪️ Special

▪️ Mindset

▪️ Stock Screener to up your game

IMPACT NEWS

💰 GST Reform Incoming? Why India’s Next GST Council Meeting Might Be a Game-Changer

A major overhaul of India’s indirect tax system could be on the horizon.

According to Nomura, the upcoming GST Council meeting may finally push forward the long-awaited merger of the 12% and 18% slabs a simplification move that could lower prices and reduce compliance headaches.

📉 What might get cheaper?
Products like air conditioners, tractors, and select insurance policies currently taxed at 18% may slide to a lower bracket. That means potential savings for consumers and relief for industries where price sensitivity affects sales volumes.

📌 Why it matters for India Inc:

• Simplified tax structure = easier compliance

• Improved affordability = demand boost

• Fewer disputes = smoother operations

This move is more than just tax realignment it’s a signal that India is ready to fine-tune its GST ecosystem in response to growth needs and consumption realities.

With consumption driving over 60% of India’s GDP, this reform could add much-needed fuel to the post-election economic engine.

MARKETS

Indian markets kicked off the week on a high note! The Sensex surged 317 points to close at 82,570, while the Nifty 50 rose 113 points, ending at 25,195. Banking stocks held firm with Nifty Bank up 241 points, and the standout performer was Nifty Midcap 100, jumping a solid 560 points (0.95%), signaling strong action in the broader market. Overall, a bullish undertone as investor sentiment stays upbeat momentum looks alive and kicking.
_{Closing figures as on 15..07.25 (3.30pm IST)}

🔎 In Focus

Stock Performance:

Top Gainers

✅ Hero MotoCorp: zoomed ahead ~4% today after its upbeat FY25 annual report revealed a global expansion strategy entry into Europe (Germany, France, Spain, UK) is set for Q2 FY2 and strong EPS growth (₹231 vs ₹199 YoY). Auto bulls are charging full speed ahead.

✅ Bajaj Auto: gained ~2.8%, riding a wave of bullish sentiment in the two-wheeler space. The broader Nifty Auto index outperformed following positive industry commentary on a U‑shaped recovery in FY26, boosting investor confidence.

✅ Sun Pharma: climbed ~2.7% alongside other defensive stocks, fueled by sector-wide optimism as investors pivot toward stable, low-volatility names amid mixed broader sentiment .

✅ Shriram Finance: edged up ~2.2%, benefiting from a favorable mid/small-cap environment and fresh investor interest in lending plays, spotlighting improving credit outlook

Top Losers

🔻HCLTech: dropped ~3–4% after disappointing Q1 results net profit fell 10% YoY, operating margin slashed to 17–18% guidance, and concerns of margin squeeze from restructuring, higher costs, and lower utilisation surfaced.

🔻 Eternal: slipped ~1.5% as broader market caution took hold. Shares eased amid sector rotation and after sharp earlier gains, with investors locking in profits during the day’s pullback .

🔻 SBI Life: fell ~1.4%, reflecting profit-taking in insurance amid a mixed sentiment in financials valuations appear stretched, prompting a day of consolidation .

🔻 HDFC Life: dipped ~1% on similar rotation in defensive financials. After recent strength, the insurance stock took a breather as investors rebalanced portfolios .

Q4 RESULTS

^{Click on company name for result pdf} 

INDIA FRONTIER

Everything else you need to know today

🏦 Japanese Backing Boosts Buzz: YES Bank jumped 3% after reports that Japan’s SMFG is eyeing a $1.1 billion stake. The potential 5% buy signals renewed global trust in the bank’s recovery story.

🚘 Enters India, But at a Luxury Price: Tesla's Model Y lands in India at ₹60 lakh due to high import duties. With deliveries set for Q3, it's a bold play aimed squarely at high-end EV buyers.

🍼 IPO Revival Sparks Investor Interest: Indira IVF is reviving its ₹3,500 crore IPO plan with only secondary shares on offer. The move shows confidence in India’s booming healthcare demand.

📉 Relief or Mirage?: India’s trade deficit in June shrank to $18.78 billion, beating forecasts. But with exports hitting a 7-month low, it’s a mixed bag for the economy.

SPECIAL

💡 RBI clarifies rate strategy amidst evolving economic signals

In a statement that’s sparking serious conversations across boardrooms and policy desks, RBI Governor Sanjay Malhotra has clarified a crucial point: a “neutral” stance doesn’t mean a freeze on action. Rate cuts are still on the table if and when the data demands it.

📌 Why this matters:

In a high-stakes macro environment where inflation is moderating, global uncertainties remain, and India’s growth outlook is still strong the RBI’s messaging underscores flexibility over rigidity. Malhotra emphasizes that the central bank will act decisively, even from a neutral position, should growth falter or inflation stay contained.

⚖️ This nuanced stance signals two key things:

1. The RBI isn’t on autopilot. It’s watching indicators like core inflation, liquidity conditions, and external shocks and is ready to move either way.

2. Businesses and markets should stay alert, not complacent. While rates may hold for now, pivot possibilities exist and that agility will define the RBI's credibility and effectiveness.

🔍 For investors, and corporate strategists this is your cue to build agility into your plans. Monetary policy may stay “neutral,” but your next move shouldn’t be.

THE HANOOMAAN INSTITUTE

💸 Want Financial Independence? Start Right “F’ing” Now

Financial freedom isn’t just a far-off dream. It’s a series of intentional moves.

Here are 4 ways to make it real right now (not 10 years from now):

1. Cut the Lifestyle Creep: Most people increase their spending as their income rises and that’s the trap. If you’re making more, save more. Live like you did when you earned less, and invest the surplus.
2. Eliminate High-Interest Debt First: Carrying credit card debt? That 20% APR is silently eating your future. Attack it aggressively. Every dollar you free up is fuel for your investing engine.
3. Invest Early and Often: You don’t need to be a market expert. Just be consistent. The earlier you start, the more compound interest does the heavy lifting. Time in the market > timing the market.
4. Automate Your Wealth Habits: Set up auto-investments. Schedule debt payments. Let discipline run in the background so you can focus on growing income and enjoying life.

📌 The mindset shift?
Stop waiting for a “better time.”
Freedom doesn’t start with millions it starts with momentum.

SUPERCHARGE YOUR INVESTING SKILLS

STOCK SCREENER TO UP YOUR GAME

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Thanks for reading.

Until tomorrow!

Hanoomaan India Business team

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