Historic India–UK Free Trade Agreement Unveiled: Tariff Cuts on Whisky, Cars & Garments - What It Means for You

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Today’s Market Menu

▪️ Impact News

▪️ Markets

▪️ Everything else you need to know today

▪️ Special

▪️ Mindset

▪️ Stock Screener to up your game

IMPACT NEWS

🇮🇳🤝🇬🇧 India-UK Sign Historic Free Trade Deal: Tariff Cuts on Whisky, Garments & More

A landmark Free Trade Agreement (FTA) between India and the UK has just been inked during PM Modi’s visit opening a new era of bilateral commerce and global positioning.

Key highlights:

• Tariff cuts on UK whisky, luxury items, and select services

• Reduced duties on Indian garments, textiles, and software exports

• Easier visa provisions for skilled Indian professionals

• Estimated to boost bilateral trade by $20B+ over 5 years

🧠 Why this matters:
This is more than just a trade deal. It's a strategic alignment between post-Brexit Britain and a rising India, signaling confidence in mutual growth, diversified supply chains, and service-sector depth.

🏗️ Sectors to watch:

• Beverages & Alcohol (luxury import surge)

• Textile & Apparel (cost-competitive exports)

• IT & Consultancy (visa advantages + demand)

• Education & Mobility (bilateral access)

As global trade blocks shift, FTAs like this mark India’s evolution from a defensive to a diplomatic economic powerhouse.

MARKETS

Indian stock markets surged today as the Sensex jumped 539 points to 82,726, while the Nifty 50 climbed 159 points to 25,219, reflecting strong investor sentiment. Banking stocks led the charge with Nifty Bank up 454 points (+0.80%), and midcaps followed suit, though with a more modest gain. Overall, it was a bullish day across the board clear signs of market momentum picking up steam.
_{Closing figures as on 23.07.25 (3.30pm IST)}

🔎 In Focus

Stock Performance:

Top Gainers

✅ Tata Motors Shares jumped +2.48% on hopes of a future India–US auto trade deal, echoing gains from the US–Japan pact. Export optimism fueled a strong +2.9% rally.

✅ Shriram Finance Rose +2.17% ahead of its July 25 board meeting where Q1 results and fresh fund plans are expected investors betting on robust growth.

✅Bharti Airtel Gained +1.94% as telecom remained a safe haven amid broader volatility; strong cash flows and improving market share kept sentiment upbeat.

✅ Apollo Hospitals Up +1.75% on positive sector momentum and technical strength; no fresh news, but bulls favor healthcare amid earnings optimism.

Top Losers

🔻 Tata Consumer Products Slipped -2.05% ahead of Q1 results due today. Sector-wide pressure from weak FMCG performance post-Colgate’s miss weighed down the stock.

🔻 HUL (Hindustan Unilever) Mild decline -1.18% on rotation out of defensives and into cyclical plays; no direct trigger, but investors eye better short-term bets elsewhere.

🔻 Bharat Electronics Dipped -0.72% on mild profit booking and ahead of its July 28 results. Analysts expect strong numbers, but short-term traders booked gains.

🔻 UltraTech Cement Down -0.64% on Despite a 49% YoY profit jump, the stock cooled off on valuation concerns and rotation into faster-moving sectors.

Q4 RESULTS

^{Click on company name for result pdf} 

INDIA FRONTIER

Everything else you need to know today

💼 TCS Confirms “Everyone with an Offer” Will Be Onboarded: TCS has reassured freshers that every candidate with a job offer will be onboarded, pushing back against concerns after the National Institute of Technology hinted at 600 deferred hires. This transparent stance helps calm early-career jitters—will it set a new benchmark for clarity in campus hiring?

🏗️ Blackstone‑Backed Bagmane Eyes ₹4,000 Crore REIT IPO: Bengaluru developer Bagmane, backed by Blackstone, has unveiled plans for a ₹4,000 crore REIT IPO, marking a strategic move to monetize its commercial real estate. Expect a flood of investor interest and renewed attention on realty financialization.

📈 Tata Capital Aims for Up to $250M Valuation in IPO: Tata Capital is preparing to hit the market, targeting an impressive ₹20,000 crore (~$250M) valuation in its upcoming IPO. As financial non‑banking giants go public, does this signal renewed investor appetite for NBFCs and what might this mean for credit availability?

🔍 Myntra Under ED Scanner for ₹1,654 Crore FDI Missteps: E‑commerce heavyweight Myntra is facing scrutiny from India’s Enforcement Directorate over alleged ₹1,654 crore FDI violations. The case raises urgent questions about compliance in digital retail.

SPECIAL

📉 FPI Selloff of ₹6,000 Cr? Indian Markets Hold Steady - Retail and DII Firepower in Play

Despite foreign investors selling ₹6,000 crore worth of Indian equities in July, the markets are refusing to flinch.

What’s going on?

🧠 Key insights:

• Retail investors and domestic institutions (DIIs) are stepping up to absorb supply

• Bullish sentiment fueled by strong earnings, domestic demand, and macro resilience

• FPIs continue to shuffle across sectors, pulling out of IT and FMCG, while pouring into metals and financials

🧐 Bigger question: Are the FPIs losing their grip on Dalal Street?

The new market reality is this:

• Indian investors are more informed and fearless than ever

• SIP flows and retail participation provide shock absorbers foreign outflows can’t shake

• India is increasingly being viewed as a structural long-term growth story, not a tactical bet

📊 Sectors like infra, banks, and energy remain key pillars, even amid FPI churn.

This isn’t just market maturity - it’s investor confidence in India’s fundamentals.

THE HANOOMAAN INSTITUTE

💸 Robert Kiyosaki’s Wake-Up Call: 5 Things Broke People Waste Money On

Financial freedom doesn’t start with income it starts with awareness.

Robert Kiyosaki, author of Rich Dad Poor Dad, shares 5 spending traps that keep people broke, not because they earn too little, but because they lack financial education:

1. Luxury Goods to Impress Others - From designer brands to flashy cars, many buy status instead of assets.

2. Credit Card Debt - Paying 18–40% interest just to afford instant gratification? A vicious cycle.

3. Gambling & Quick Money Schemes - The dream of overnight riches often leads to long-term losses.

4. Overpriced Education - Degrees without ROI, taken with student loans, don’t guarantee wealth.

5. New Phones & Gadgets - Upgrading every year drains savings especially when bought on EMIs.

📉 These aren’t just bad habits. They’re symptoms of a mindset stuck in consumerism over investing.

💡 Kiyosaki’s advice? Buy assets that generate income, not liabilities that lose value. Financial education isn’t optional - it’s the first investment every individual should make.

If you're serious about wealth, audit your spending, not just your salary.

SUPERCHARGE YOUR INVESTING SKILLS

STOCK SCREENER TO UP YOUR GAME

Good fcf yield and growth
by - Jindal Naveen

Market Capitalization > 100 AND
Sales growth 3Years > 20 AND
Profit growth 3Years > 20 AND
Price to Free Cash Flow <5 AND
Price to Free Cash Flow > 0 AND
Price to Earning < ( Sales growth 3Years - 5)

Thanks for reading.

Until tomorrow!

Hanoomaan India Business team

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