Where’s the Smart Money Going? July’s FPI Data Unveils Surprising Sector Swaps

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India’s urban boom is colliding with climate risk fast. The World Bank’s report “Towards Resilient and Prosperous Cities in India” revealed a staggering $2.4 trillion investment gap in climate-ready infrastructure by 2050. With urban flooding already costing $4 billion annually (projected to soar to $30 billion by 2070), the stakes couldn't be higher.

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Today’s Market Menu

▪️ Impact News

▪️ Markets

▪️ Everything else you need to know today

▪️ Special

▪️ Mindset

▪️ Stock Screener to up your game

IMPACT NEWS

📊 Where’s the Smart Money Going? FPI Trends Reveal a Sectoral Shift in July

Foreign Portfolio Investors (FPIs) are often the first to sense market winds changing and July’s data speaks volumes.

🟥 IT and FMCG saw the heaviest FPI outflows.

• IT continues to feel the heat from weak global demand and margin pressure.

• FMCG, once a defensive darling, is seeing exits likely due to valuation concerns and rural demand lag.

🟩 Meanwhile, Services and Metals drew strong inflows.

• Services, especially within finance and logistics, are benefitting from India’s consumption and digital growth.

• Metals are gaining favor amid China stimulus hopes and global infrastructure pushes.

🔍 What This Means:
Smart money isn’t leaving India it’s reallocating. FPIs are tilting toward cyclical and reform-benefitting sectors, seeking growth with better valuation comfort.

📌 For Indian investors, this is a signal to reassess portfolios. Are you overweight in cooling sectors or aligned with global capital flow trends?

👉 Sometimes, following the smart money isn’t about copying it’s about understanding why they’re moving.

MARKETS

Indian markets closed slightly in the red, with the Sensex dipping just 13 points to 82,186, showing relative resilience. The Nifty 50 lost 29.80 points (0.12%), while Bank Nifty slipped more sharply by 196 points (0.35%). However, the real drag came from the Nifty Midcap 100, which tanked nearly 365 points (0.61%), signaling a stronger bearish sentiment in the broader market. A cautious tone is setting in investors may be shifting gears ahead of key global and domestic triggers.
_{Closing figures as on 22.07.25 (3.30pm IST)}

🔎 In Focus

Stock Performance:

Top Gainers

✅ Eternal (Zomato/Blinkit): Jumped 10.34% on strong Q1 numbers Blinkit’s order value surged 127% YoY. Major broker upgrades followed.

✅ HDFC Life: Gained 1.46% after reporting solid Q1 profit and premium growth. Steady investor confidence.

✅ Titan Company: Rose 1.15% on acquiring 67% of UAE’s Damas Jewellery seen as a strategic global retail expansion.

✅ Hindalco: Up 1.08% riding on strong metals momentum and recent bullish earnings; sector support kept the stock firm.

Top Losers

🔻 Shriram Finance: Dropped 2.36% on weak sentiment in NBFC space; no major news but technicals show bearish signals.

🔻 Eicher Motors: Down 2.13%; slipped below key support as traders booked profits. No fresh news, but auto sector under pressure.

🔻 Adani Ports: Fell 2.05% amid broader midcap and infra sell-off. No specific stock news.

🔻 Tata Motors: Declined 2.04%; dragged by overall weakness in the auto sector despite no direct negative trigger.

Q4 RESULTS

^{Click on company name for result pdf} 

INDIA FRONTIER

Everything else you need to know today

🇺🇸 India–US Trade Talks Hit Speed Bump: India and the U.S. are stuck in a trade tango, with hopes of an interim deal by the August 1 tariff deadline now fading fast. New Delhi won’t budge on agriculture and dairy, while Washington holds firm on steel, autos, and aluminum leaving sectors like gems and jewelry hovering on a tariff cliff. Both sides are exploring deferrals, aiming for a broader pact by fall but time is slipping away.

🇬🇧 UK-India Work Visa Scheme Launches Today: Young Indian professionals can now enter a ballot for up to 2-year UK work visas via the new “Investing Abroad” scheme. With applications opening today, this initiative offers a rare chance for career expansion and global mobility. Will this spark a wave of UK-bound talent?

💊 GLP‑1 Weight‑Loss Drugs Eye Patent Boom in India: India is gearing up for a surge in GLP‑1 drugs like Mounjaro, Wegovy, and Semaglutide as patents near expiry. That means local manufacturers could soon offer affordable, homegrown alternatives potentially reshaping obesity treatment across the country.

🎧 AirPods Push in India Hits a Supply‑Chain Snag: Foxconn’s Telangana plant has ramped up AirPods production until China’s rare-earth export curbs hit a snag, throttling supply of critical dysprosium for compact speakers. India may stumble at the finish line, while rivals in Vietnam like Luxshare and Goertek could seize the opportunity.

SPECIAL

📈 Nifty 50 at 27,500 in 2025? The Fundamentals Are Lining Up

India’s markets are showing resilience - and analysts believe we’re just getting started.

According to Axis Securities, the Nifty 50 could hit 27,500 by the end of 2025, driven by strong macro fundamentals, improving corporate earnings, and political stability.

🔑 Key Drivers:

• Earnings growth estimated at 15.4% CAGR (FY24–26)

• Manufacturing push, capex cycle revival, and PLI schemes supporting domestic demand

• Continued financial sector robustness and moderate inflation outlook

👀 While short-term volatility may persist due to global cues and sector rotations, the long-term structure remains bullish - especially for sectors like Banking, Auto, Capital Goods, and Infrastructure.

💡 Investor takeaway:
It’s not about timing the market, but time in the market. The structural story of India remains intact, and long-term allocators should stay focused on fundamentals, not fear.

As FPI flows rotate and DIIs continue to back domestic growth, the runway to 27,500 isn’t just a number - it’s a reflection of India’s accelerating economic momentum.

THE HANOOMAAN INSTITUTE

💸 Retirement Spending Isn’t About Cutting Back - It’s About Spending Smart.

As Boomers transition into retirement, the financial narrative often shifts to “save, save, save.” But smart retirement isn’t just about frugality it’s about spending on the right things that protect health, peace of mind, and lifestyle.

5 essential purchases Boomers shouldn’t skip in retirement:

1. 🏥 Quality Healthcare Insurance – A top priority. Medical expenses can derail financial plans. Comprehensive coverage = peace of mind.

2. 🛠️ Home Safety Upgrades – Think railings, better lighting, anti-slip floors. Small investments now prevent major accidents later.

3. 🧠 Mental & Physical Wellness – Gym memberships, therapy, hobbies, travel. Staying active is key to longevity and happiness.

4. 💼 Financial Advice – A retirement plan isn’t a one-time setup. Ongoing guidance ensures assets are optimized for changing needs.

5. 🤝 Community & Social Engagement – Whether it's club memberships or workshops, staying connected reduces loneliness and cognitive decline.

👉 Retirement isn't the end it's a new phase. These aren't luxuries they're lifelines.

Smart spending > blind saving.

SUPERCHARGE YOUR INVESTING SKILLS

STOCK SCREENER TO UP YOUR GAME

Theoretical Stocks with good fundamentals
by - Indraraj

Current price < 1000 AND
Price to Earning > 10 AND
Debt to equity < 1.5 AND
OPM > 20 AND
NPM last year >10 AND
Interest Coverage Ratio > 5 AND
Sales growth > 5

Thanks for reading.

Until tomorrow!

Hanoomaan India Business team

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